There are just 73 days left until Christmas – meaning it won’t be long before the inevitable festive madness begins and you can’t move for people asking if you’ve started the Christmas shopping.
It’s not just consumers who get caught up in the Christmas rush though, if you’re travelling by train to visit clients or conduct meetings in December, you could be hit hard in the pocket unless you sort out your rail travel soon.
Analysis from Trainline estimates travellers will overspend on train tickets by a stocking-stifling £4 million this festive period, and are encouraging everyone to save money by making their bookings early this year.